PT FM Digital Solution, or known as Flash Mobile, operates as payment gateway and biller aggregator. Flash Mobile upholds the industry’s highest security standards, certified by the Payment Card Industry Data Security Standard (PCI DSS) 3.2.1 for PCI DSS-Internet Payment Gateway.

Flash Mobile offers a complete range of payment solutions to its users, including bank transfers, debit and credit cards, retail outlets, installment packages, and e-Wallets, with MotionPay included as a payment method. With a license from Bank Indonesia, Flash Mobile also provides Fraud Detection Systems and Invoice Services as Value-Added Services.

Flash Mobile delivers three main services:

• Payment Gateway

Streamlines user transactions by facilitating payments through bank transfers, credit and debit cards, retail outlets, installment packages, and e-Wallets, all seamlessly integrated with Flash Mobile.

• Biller Aggregator

Serves as a biller aggregator for bill payments, including recurring payments and voucher product purchases. Flash Mobile integrates over 2,000 multi-biller products within its platform.

• Value-Added Services

Encompasses electronic signature services, e-KYC, and P2P lending in accordance with the regulations of the Financial Supervisory Board of Indonesia. These services are equipped with ISO 27001 certification, ensuring the security of every transaction processed through Flash Mobile.

Flash Mobile is committed to growing alongside its partners and driving innovation to create a comprehensive digital financial services ecosystem, maintaining the highest security standards across all transactions.